Pick up one of the toilet lids-- this one happens to be priced at $8.99 (some are higher and I may have seen one for $6) pay for it and your card will now have 10,000 points which translates to $10. Now that was a great deal for me because it is time for me to pick up new seats at our house-- 4 toilets-- 4 new seats!!!
I am still researching if you are able to use the points to pay for the next lid and still collect 10,000 points. Today it worked fine for me, but I did have to ask a manager for assistance. So in all I picked up 4 seats and paid $8.99 and then still have $10 or 10,000 points to purchase instore items---some people said they will just buy 3 and make the $30 or 30k
UPDATE_- You can not use points to pay for layaway- but I reckon you could just go purchase it off the shelf right?